The once given, none taken Part II

Now, the lender ask you to give them a fraction piece of "diamond" you have in order to get the money they lend to you and if you are late in giving that fraction piece of "diamond" or you do not have any "diamond" at all, the lender will stop lending you money for a while or stop lending you at all and start asking you to pay back what you have borrowed.

Here is the "Billion Dollar" question ladies and gentlemen.

You give the lender their "diamond", on TIME but they sometime, lend you the money LATE.
If you are late, you know you'll be managing your consequences for months. But, lets turn the table. What will happen?
Something to ponder upon while "hunting" food for dinner. :D